Forums > Living in Kunming > Average Monthly Salary in Kunming? I find it really interesting that the living expenses from 3 years ago still seem huge to me now... I know that I'm used to living very cheaply, but still...
Here is a breakdown of my basic needs spending (and that of some friends) from the last 4 months:
- eating out, Chinese style, basic dish, 2 meals / day + breakfast + some fruits and tea, 30 RMB / day => 900/month
- cell phone, around 30 per month
- renting a decent room (not an apartment) close to the university (Green lake area), 500 per month, including solar hot water, electricity and internet
- various (toiletries, bus tickets, playing pool...), around 300 tops / month
That's for the basics.
Depending on where you live, plane tickets cost up to 8000 RMB round trip (correct me if I'm wrong, but that should cover most of Europe and North America - didn't check New Zeland) with a Chinese carrier. So you'd have to save up to 700 a month.
International health insurance, if you're young (I checked for age <30) and want full coverage, costs something like 1000 a month.
Work related accidents and illnesses is usually a percentage of salary and might be tied to the type of work. The one I checked was 1.15% of salary with a minimum of around 1800 a year. Unemployment benefits was 6.8% of gross salary.
The most expensive part is private pension premiums... The one I checked was around 2500 RMB a month with a salary under 12K / month (and that's the minimum). But this is tied to your salary and might not be a consideration if you only plan on living in China for a year or so.
So, to sum up:
- around 1800 to cover the most basic needs
- up to 700 for 1 round trip ticket a year
- 1000 (depending on age and type of coverage) for a medical insurance
- 1000 (for a salary under 12000) for work and unemployment insurance
- 2500 for pension savings
If you're only here for a year or so, 5000 a month living cheaply is enough to get by and travel a bit, even if your employer doesn't pay for anything else.
If you're considering staying longer and want a comprehensive social security, I wouldn't go for less than 10K (if there are no benefits)... That allows for some additional travel, some savings or partying. Or a real apartment (but that would be most of the extra 3K).