What are the regulations for a foreigner in order to get a loan from a bank to buy a property?

Ha haaa, great comment. Particularly ugly or plain apartments are now to be referred to as "sky turds". That is 95% of the ones you see when you look around.

Maybe the official urbanisation rate is 53%, but that's not taking into account migrant workers who have not registered that they are living in cities, but they are. They are too poor too afford sky turds, and even if they weren't, they would probably send their money back to the countryside where they could build a massive house instead

@YuriCoach: I'm not sure of the specifics, but foreigners are certainly allowed to get bank loans. I believe you can get a loan for up to 70% of the sky turd's assessed value (as the bank assesses it, not the sale price).

Several international banks operating in China, such as HSBC and Citi, have offices dedicated to providing mortgages for foreigners. It might be good to talk to them, because they know the specific rules, and should be able to factor your overseas assets into the loan application.