I know nothing about finance whatsoever, but since this is the internet I'm ready to contribute half-baked ideas, clueless assumptions and invent arguments ad hoc. Count me in.

Blobbles, I think we're on the same page on some issues here but I feel uncomfortable being lodged in the same camp as the guy from that video. I know it's not your call, but the average passive-aggressive netizen who tends to lump us all together. Not much to be done about that I guess. Furthermore, the guy looks to be British-Asian, probably Pakistani AND he's a pitbull and a cheap 2 litre bottle of cider short of looking like the standard Mancunian drug dealer. I and most expats here have virtually nothing in common with this chav piece of human excrement, so when I read Chinese comments speaking of 'Lao wai scum', 'hunt them down and kill them', 'keep China pure' and 'beat him to death and throw him in the river' I do feel puzzled and rather scared of the ignorance, mob mentality and the general hate ill concealed below a thin layer of apathy you often see on the Chinese internetz against anyone standing out during moments of rage: the rich, the police, foreigners, women, Xinjiang people, the middle class, home owners, people with cars, the Japanese, America, the South China Sea countries. It's a powder keg and too many people are fighting to light the fuse, often on shaky grounds.

"I am trying to stop other lao wai doing the same by reinforcing to all lao wai that this behaviour is not acceptable. I hope this is clear."

Are we as a group in need of being told not to go around casually raping the locals? I mean, we all do a bit of raping from time to time, that is only to be expected of course, but I'm glad finally being informed that it is in fact not acceptable behaviour. I'll be sure to tell my acquaintances and fellow lao wai to stop the raping immediately.

As a little counter, here is a lao wai who got beat up by a gang of thieves for trying to help a Chinese girl, while not a single Chinese person helped him and 2 PSB officers refused to intervene because it's not their jurisdiction. www.chinasmack.com/[...]

2-3000 for recent graduates, maybe even less. With 3-5 years of experience (so that they actually know what they're doing) and you're looking at 4-5000 for the better ones. Don't expect much loyalty or reliability unless you really put in an effort. Chinese graduates are constantly looking for jobs and switch frequently. If you pay them shit wages and hand them long hours and few days off, they'll probably all be gone within 3 months. Also, you'll not be getting top university grads for this kind of money but from Kunming colleges, which is a bit hit-and-miss.

University students are cheaper but can't work full time of course.

Get a room.